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IMPORTANT
MATTERS REFERRED TO IN THE INSURANCE CONTRACTS ACT 1984
1. YOUR
DUTY OF DISCLOSURE
Before you enter into a Contract of General Insurance with us, you have
a duty under the Insurance Contracts Act 1984, to disclose to us every
matter you know, or could be reasonably expected to know, that is relevant
to our decision whether to accept the risk of the insurance an, if so,
on what terms. You
have the same duty to disclose those matters to us before you renew,
extend, vary or reinstate your insurance.
Your duty
does not, however, require disclosure of matters:
(a) that
diminish the risk to be undertaken by us;
(b) that are of common knowledge
(c) that we know, or in the ordinary course of business, ought to know;
(d) as to which compliance with your duty is waived by us.
2. NON-DISCLOSURE
(a) The
statements in the Application Form are true.
(b) I/We have disclosed all matters of which, to my/our knowledge, you
should be aware.
(c) No Insurance Company has ever cancelled, declined, or refused to
renew, or imposed special terms or conditions, on any policy held by
me/us.
(d) The I/We agree to accept the terms, exclusions, conditions and limitations
of the Insurance Contract.
No Claim
Bonus must be proved prior to cover placement. This may be faxed
to us on 08 8278 8555 if cover is urgently required. Original must be
posted, accompanied by payment to: PO BOX 425, Blackwood, SA 5051
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