IMPORTANT MATTERS REFERRED TO IN THE INSURANCE CONTRACTS ACT 1984
1. YOUR DUTY OF DISCLOSURE
Before you enter into a Contract of General Insurance with us, you have a duty under the Insurance Contracts Act 1984, to disclose to us every matter you know, or could be reasonably expected to know, that is relevant to our decision whether to accept the risk of the insurance an, if so, on what terms. You have the same duty to disclose those matters to us before you renew, extend, vary or reinstate your insurance.
Your duty does not, however, require disclosure of matters:
(a) that diminish the risk to be undertaken by us;
(b) that are of common knowledge
(c) that we know, or in the ordinary course of business, ought to know;
(d) as to which compliance with your duty is waived by us.
(a) The statements in the Application Form are true.
(b) I/We have disclosed all matters of which, to my/our knowledge, you should be aware.
(c) No Insurance Company has ever cancelled, declined, or refused to renew, or imposed special terms or conditions, on any policy held by me/us.
(d) The I/We agree to accept the terms, exclusions, conditions and limitations of the Insurance Contract.
In relation to Caravan or Camper Trailer Insurance proof of No Claim Bonus must be submitted prior to placement of cover. This may be faxed to us on 08 8278 8555 if cover is urgently required. Original must be posted, accompanied by payment to: PO BOX 425, Blackwood, SA 5051