TCIS 4WD motor insurance policy is unique

TCIS currently use an extensive range of insurers to provide a broad range of cover with the ability to settle claims throughout the country.

The policy wordings we use are specifically targeted to the needs of Four Wheel drivers. They offer cover for off road usage and have no geographic restrictions. We are continually reviewing these products to ensure they offer the most effective cover available in the market.

Benefits of our wording include:

Agreed Value Wording (including all accessories)
Several companies offer a form of agreed value on the vehicle, but limit it to dealers guides and don't include accessories. Our policy allows you to nominate the full value of your vehicle and all accessories, subject to vehicle age and condition.

Modifications
No restrictions applied to vehicle modifications providing the vehicle remains legally roadworthy.

Accessories
Our policy includes cover for all listed accessories.

Full Recovery Costs

Full Off Road Cover
We have no limitations of any kind in our policy. You are covered whilst on the beach, crossing a river, at Cape York or in the middle of the Simpson Desert.

Emergency Repairs to $1,000

Personal Effects of $500

Faultless Excess Provisions

Optional Excess Free Windscreens

Optional Restricted Driver or Low Kilometre Discounts

Optional Rating One (Full No Claims Bonus) Protection

Policy Wording

Our panel of insurers each provide their own policy wordings, options are provided for agreed value and full accessory cover. Individual wordings will be supplied by TCIS once the appropriate insurer is selected.

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