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Income Protection Insurance

TCIS can cover a full range of occupations;

Annual renewable contracts for self employed tradesmen and other blue collar workers

Guaranteed renewable contracts for professionals and other white collar workers

Provides cover for you 24 hours a day, 7 days a week for sickness and accident, excluding Workcover or similar legislation

It provides income if you cannot work as a result of sickness or accident.

Variable waiting periods available starting from 7 days 

The policy also provides protection if you suffer from partial disablement, but are able to return to work in a reduced capacity.

Optional Workcover Top up
Indexation of claims benefits
Modification costs for vehicle or home $10,000
Cover for additional injuries caused by exposure
Payment of death benefit for disappearance
Rehabilitation costs up to $5,000
Funeral expenses $5,000
Emergency transport benefit $5,000