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The Low Documentation (Low Doc) Home/Investment Home Loan is designed to suit self-employed people who do not have up-to-date Financial Statements available.

In all cases, applicants must complete and sign a Low Documentation Loan Declaration as proof of income.

For Low Doc Loans Lenders generally require an ABN to have been active for at least two years. With No Doc Loans there is less stringent requirements regarding ABN.

Generally with these types of loans the lending margin is 60% of the Valuation with Low Doc loans stretching to 80% with lenders mortgage insurance.